Loan Options
Our financing solutions are structured to support successful real estate investments. From quick-turnover properties to long-term rental holdings, SE&D Capital provides the funding to keep your projects moving.
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Fix & Flip
Fast, short-term financing for real estate investors focused on acquiring, renovating, and reselling properties. Our loans are structured to align with your project timeline, providing capital precisely when it’s needed. Exclusively available to LLCs and corporations, our fix & flip financing supports efficient project completion and maximized investment returns
2
Buy & Hold
Structured, short-term financing for investors focused on building and expanding their real estate portfolios. Our loans are designed to support sustainable growth and facilitate the acquisition and management of investment properties by business entities.
No Credit Check. No Appraisal. 100 % Repair Funding
Terms & Requirements
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Minimum Loan Amount $50,000
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Type of Properties: Non-Owner Occupied 1-4 Units, Condos, Townhouses
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Finance up to 100% Loan to Cost (LTC)- 100% of Purchase Price + Closing Costs + Rehab
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Loan to After Repair Value (ARV): Not to exceed 75%
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11-13% Interest only monthly payments during loan cycle
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Interest is calculated on the entire loan amount
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Closing Fees: 1.5- 3.0 % origination fee depending on the deal, Underwriting/ Processing Fee ($1,500.00)
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​6-Month Balloon- Option to extend the loan at a 3% refinance fee
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No credit or background check
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No draw fees for rehab holdback
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Same-Day approval- we can close as soon as title is ready
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ACH Payments required
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We ask for a personal guarantee
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Insurance (Title, Fire, Theft, Flood, Extended Coverage and Liability) required prior to settlement
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Proof of Funds and Funding Letter available upon request
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Get approved for a private money loan. Fast, simple, investor-friendly financing.
Next Steps
First Time Borrower​
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Apply online for a loan
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Provide a copy of the executed offer/ purchase contract
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Entity Docs- Provide a copy of Articles of Organization/ Incorporation and EIN Validation
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Operating Agreement/ Bylaws if more than one member/ officer
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Driver's License(s)
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Submit a Scope of Work if rehab is to be funded
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Comps used to calculate ARV
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Interior & Exterior pictures of the property
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Copy of Voided Check for ACH of monthly payments
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Property insurance binder and paid receipt of premium
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Recurring Borrower
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Provide a copy of the executed offer/ purchase contract
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Submit a Scope of Work if rehab is to be funded
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Comps used to calculate ARV
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Entity Docs- (if new or different entity)